Terms of Service

By accessing or using the OPERAFI platform ("Service"), you agree to be bound by these Terms of Service ("Terms"). If you are using the Service on behalf of a company or other legal entity, you represent that you have the authority to bind that entity to these Terms.

OPERAFI provides an AI-powered finance operations platform that automates accounting tasks, invoice processing, transaction reconciliation, cash flow forecasting, and related financial workflows for small and medium-sized enterprises.

To use the Service, you must create an account and provide accurate, complete information. You are responsible for maintaining the confidentiality of your credentials and for all activity that occurs under your account. You must notify us immediately of any unauthorised use at [email protected].

Access to the Service requires a paid subscription. Fees are billed in advance on a monthly or annual basis. All fees are non-refundable except as required by law or as expressly stated in these Terms. We reserve the right to change pricing with 30 days' notice.

You agree not to:

• Use the Service for any unlawful purpose or in violation of any regulations
• Upload fraudulent, falsified, or misleading financial data
• Attempt to reverse-engineer, decompile, or extract the source code of the platform
• Resell, sublicense, or otherwise transfer access to the Service to third parties
• Interfere with or disrupt the integrity or performance of the Service

You retain full ownership of all financial data you upload to or generate through the Service. By using the Service, you grant OPERAFI a limited licence to process your data solely for the purpose of providing the Service to you. We do not use your financial data to train AI models or for any purpose beyond service delivery.

The OPERAFI platform, including its software, algorithms, design, and documentation, is owned by OPERAFI GmbH and protected by intellectual property laws. Nothing in these Terms grants you any rights in the platform beyond the limited right to use the Service as described herein.

Each party agrees to keep confidential any non-public information disclosed by the other party in connection with the Service, and to use such information only for the purposes of these Terms.

The Service is provided "as is" and "as available". OPERAFI makes no warranty that the Service will be uninterrupted, error-free, or that AI-generated outputs will be accurate in all cases. You are responsible for reviewing and verifying all outputs before acting on them. Nothing in the Service constitutes financial, tax, or legal advice.

To the maximum extent permitted by law, OPERAFI's total liability to you for any claims arising out of or related to these Terms or the Service shall not exceed the fees paid by you in the 12 months preceding the claim. OPERAFI shall not be liable for any indirect, incidental, special, or consequential damages.

Either party may terminate the subscription at any time. Upon termination, your access to the Service will cease at the end of the current billing period. You may export your data at any time during your subscription. We will retain your data for 90 days after termination before permanent deletion.

These Terms are governed by the laws of Germany. Any disputes shall be subject to the exclusive jurisdiction of the courts of Berlin, Germany.

Questions about these Terms? Contact us at [email protected].